:root{--navy:#1f3864;--navy2:#2e4d7b;--gold:#b7945a;--ink:#1a1f29;--mut:#6b7280;--line:#e4e7ec;--bg:#f6f7f9;--ok:#1f7a4d;--okbg:#e7f4ec;--warn:#8a5a00;--warnbg:#fff4e0}*{box-sizing:border-box;margin:0;padding:0}body{font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55;-webkit-font-smoothing:antialiased}.wrap{max-width:920px;margin:0 auto;padding:0 20px}header{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:64px 0 56px}.brand{font-size:13px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-weight:600}h1{font-size:38px;line-height:1.15;margin:14px 0 16px;font-weight:700;max-width:760px}.sub{font-size:18px;color:#d7deea;max-width:680px}.badges{margin-top:26px;display:flex;gap:10px;flex-wrap:wrap}.badge{background:hsla(0,0%,100%,.1);border:1px solid hsla(0,0%,100%,.2);padding:7px 13px;border-radius:999px;font-size:13px;color:#eef2f8}section{padding:44px 0}h2{font-size:23px;color:var(--navy);font-weight:700}h2,p.lead{margin-bottom:14px}p.lead{font-size:16px;color:#3a4250}.grid{display:grid;grid-template-columns:1fr 1fr 1fr;grid-gap:18px;gap:18px;margin-top:22px}.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px}.card h3{font-size:16px;color:var(--navy);margin-bottom:7px}.card p{font-size:14px;color:var(--mut)}.formwrap{background:#fff;border:1px solid var(--line);border-radius:16px;padding:34px;box-shadow:0 8px 30px rgba(31,56,100,.06)}.formwrap h2{margin-bottom:6px}.formnote{font-size:14px;color:var(--mut);margin-bottom:22px}label{display:block;font-size:13px;font-weight:600;color:#374151;margin:16px 0 6px}.req{color:#b42318}input,select,textarea{width:100%;padding:11px 13px;border:1px solid #cdd3dc;border-radius:9px;font-size:15px;font-family:inherit;background:#fff;color:var(--ink)}input:focus,select:focus,textarea:focus{outline:none;border-color:var(--navy2);box-shadow:0 0 0 3px rgba(46,77,123,.12)}.frow{display:grid;grid-template-columns:1fr 1fr;grid-gap:16px;gap:16px}.acc-group{border:1px solid var(--line);border-radius:10px;padding:14px 16px;background:#fbfcfd;margin-top:6px}.acc-group .ck{display:flex;gap:10px;align-items:flex-start;margin:9px 0;font-size:14px;color:#374151;font-weight:400}.acc-group .ck input{width:auto;margin-top:3px}.hint{font-size:12.5px;color:var(--mut);margin-top:5px}button{margin-top:26px;background:var(--navy);color:#fff;border:none;padding:14px 26px;border-radius:10px;font-size:16px;font-weight:600;cursor:pointer;width:100%}button:hover{background:var(--navy2)}button:disabled{opacity:.6;cursor:not-allowed}.legal{background:var(--warnbg);border:1px solid #f0d9a8;border-radius:10px;padding:14px 16px;font-size:12.5px;color:var(--warn);margin-bottom:24px;line-height:1.5}.ok{background:var(--okbg);border:1px solid #b9e0c8;color:var(--ok);border-radius:10px;padding:16px;font-size:15px;margin-top:18px}.err{background:#fdecea;border:1px solid #f3c0b8;color:#b42318;border-radius:10px;padding:14px;font-size:14px;margin-top:14px}footer{padding:34px 0;border-top:1px solid var(--line);font-size:12.5px;color:var(--mut);background:#fff}footer p{margin-bottom:8px}@media(max-width:680px){.frow,.grid{grid-template-columns:1fr}h1{font-size:29px}}